Buying a property is exciting but it may also seem a little daunting, so we aim to make the process as easy as possible with our quick step by step guide to buying a property with DBK:
It is highly advisable that the necessary financial arrangements are made prior to starting your property search (e.g. Mortgage in Principle). This will ultimately influence your choice of property and allow you to establish an exact budget, thus putting you in a securer position when placing offers. DBK have an experienced in-house Financial Advisor/ Mortgage Broker who can assist with this.
You would need to consider the following:
Searching for a property can be time-consuming and exhausting. Whether or not you have a clear vision in mind you can register with one of our branches in order to discuss your requirements and allow us to take the stress off your shoulders. We will assign one of our experienced team members to personally assist with your search from start to finish.
The following are general requirements that you would need to consider:
It is imperative that you appoint a proactive and reputable solicitor as this can severely impact the progression and successful purchase of your property. DBK can assist you with recommendations.
Any offer made on your selected property will be immediately communicated by us to the vendor both verbally and in writing. The vendor would most likely consider the following when deciding whether to accept an offer:
Good News! You can now instruct your appointed solicitor and DBK will issue the Memorandum of Sale, which will confirm the agreed purchase price and it will be sent to all parties involved.
Let’s break this down, this is the process whereby your solicitor will be carrying out due diligence on the property you are about to purchase.
If purchasing with a mortgage, along with beginning the conveyancing process you will also need to submit the full mortgage application and arrange for a survey, which would typically be organised by your financial advisor/ broker. The survey will typically inform you of any possible defects and advise on the property’s value. Once the survey has been received, the formal mortgage offer will be released to you and your solicitor. At this point DBK will mark the property as SSTC (Sold Subject to Contract).
You’re almost there … Once your solicitor is satisfied with all responses to raised enquiries, and all financial arrangements are in place, both parties will sign contracts, at this point you are required to pay the agreed deposit amount into your solicitors account (typically 10% of the purchase price). Then both parties will come to a mutual agreement on a completion date.
Completion is when your solicitor will transfer the final monies to the vendor’s solicitor. Once we have confirmation, the keys will then be released to you on the same day.
Congratulations, you are now the new homeowner! It’s time to start planning your housewarming party.
First dealings with DBK. We have experience of dealing with quite a few but I have to say this agency was the best. Everything from seeing the property to hand over of the keys was nothing but simplistic and hassle free. Jazz was supportive and kept in touch. Not once did we feel uneasy, pressured or anxious. Very polite staff and a very lovely experience when purchasing our property. Thank you to Jazz and Gurveer for their support throughout. An excellent professional agency.
Great, prompt, honest unlike most other estate agents, good at chasing lawyers. Will use again. Great service. Good communication always on time.
Thank you to the DBK team for the fantastic service. Professional and great communication throughout the purchase process. Highly recommended to all.
The purchase of our new home was both challenging and exciting time for us. DBK Estates Agents helped in making this process a very pleasant experience for us! So, I would like to take this opportunity to thank them especially Gurveer and Jazz for their expertise and professionalism. The service we received was faultless and prompt. We recommend DBK Estate Agents to anyone who is looking to purchase a property.
Outstanding level of service; displayed professionalism and efficiency at all stages ensuring a smooth process from initial marketing through to completion. Great job, thank you!
Read our step by step buyers guide
Check our our handy sellers guide
Get started with our useful landlords guide
Looking to rent? Here's what you need to know
Meet the team at DBK Estate Agents